Sam’s Club Identity Theft Protection Review

Sam’s Club offers identity theft protection services for those in the club, but it’s actually LifeLock’s program offered through them. Sam’s Club identity theft has identified a leader in the market, and the features have attracted many of their members to their low monthly rates. With the threat of identity theft looming large amongst those with means, Sam’s Club explains how monitoring more than just your credit card score is necessary to prevent the worst effects of theft.

What We Like

This is an excellent program for those who want a secure service who will continually stay on top of innovations in their field. By skillfully incorporating the latest in technology, you’re relying on a trusted leader in the industry. The plans available include access to an extensive data analytic process that is used to assess risk and identify patterns of consumer behavior. When there are so many false alarms and often incorrect facts in keeping track of spending, this helps cut down on unnecessary alerts.

Ultimately Sam’s Club also has a reputation to maintain with its customers and identity theft protection, and they’ve already made it a point to align themselves with a leader in fraud detection 3 years running. All plans include identity restoration services, with reduced prices for Sam’s Plus members. Advanced plans monitor your 401k and investments as well as your credit spending and bank accounts.

What We Don’t Like

There aren’t a lot of terrible things to say about the prices, services or methods Sam’s Club is employing to provide protection. They don’t offer a family plan, which can be helpful for those with small children. The company doesn’t offer 24/7 support either, which is often necessary when it comes to resolving immediate dangers following a physical or virtual theft.

There is also something to be said about buying anything through a third party. It can often cause delays to get higher-level information. However, both companies have experience with operating business on a wide-scale, and their industry name makes us confident they’re working to get all communication measures up to par. Sam’s Club has also received prior complaints about customer service and a lack of transparency, though it should be noted they’ve made changes to its website to more accurately reflect what the plan covers and how much it will cost.

The Bottom Line

If you’re a customer of Sam’s Club already, we completely recommend using their identity protection services. The plans are cheaper than you’ll find directly through LifeLock, which will make up a lot of people’s minds pretty quickly though you should factor in the cost of a Sam’s Club membership when considering the overall cost of service. Between their three choices, you’re likely to find one that works for you. What’s especially encouraging about their philosophy is in understanding that different people need different layers of coverage, as opposed to treating everyone at the same risk level. Be prepared for excellent monitoring while you are under their protection, but also know that if you have a problem, it may be harder to resolve than if you purchased the plan directly through their partner LifeLock (see our LifeLock review).

See Sam’s Club competitor Costco’s identity theft protection service Complete ID and compare both companies.