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My IQ Report
Protection Provided by IdentityIQ
Helpful Credit Report Simulator Tool
My IQ Report Ratings
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Protection
Overall Protection of your ID
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Price
How Well Are They Priced
$6.99 – $29.99 -
Member Services
Customer Care & Support
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Recovery Package
ID Theft Coverage
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Additional Services
Credit Reports, Anti-Virus, and More
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Awards & Accolades
Achievements & Recognition
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Customer Experience
What Real Customers Think
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Expert Review
What Our Experts Think
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This Review is maintained by ASR Staff
Review Last Updated :
My IQ Report Review
My IQ Report is a company operated by IdentityIQ who offers white labeled services to other companies, as well as direct protection to consumers. Between the many ways that we share our information online, My IQ Report monitors and supplies its customers with credit reports from all 3 bureaus, provides insurance of up to $1 million should you suffer a breach and easy-to-access dispute assistance. They also provide a credit score simulator, lost wallet assistance and a restoration specialist for full recovery.
What We Like 
Credit monitoring, alerts and reports plus the simulator are helpful for anyone looking to maintain their financial health. Even if a criminal never finds you in your lifetime, you can catch possible mistakes from companies and map out how you want to handle your credit for the foreseeable future. The simulator shows you what your credit would look like should you take certain actions (e.g., paying off one bill over another or decreasing your credit limit.) You’ll also receive a checking account report, so you can ensure everything is balanced and correct. Their dispute assistance implies that their customer service will be quick and painless which is always helpful when there’s a problem.
What We Don’t Like 
The actual website itself is not very descriptive, and you need to put your information in before My IQ Report gives their full range of services. Also, the pricing is confusing. The main page states $16.95 and gives a limited range of services, but when you click on the extended pages it gives several different versions. Further investigation shows a lot of attention is placed on their partner companies who white label their services. Reports from the people who contract with them are generally favorable, with easy-to-use interfaces and customizable features. Their main complaint does seem to be the price, especially when a company has special requests. It appears the dispute resolution will be split between actual direct customers and those who contracted through other companies, which could lead to some confusion when getting questions answered.
The Bottom Line
Given their emphasis on selling to businesses, it may be best to go with a more consumer-friendly company if you’re looking to buy for yourself and not to resell the services. They are appreciated by the people who use them and their credit focus is a smart strategy for today’s world. Criminals from all over the globe have more access to information than you may think, so it can be very helpful to have this support.