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Capital One ID Protection
Not Reccommeded as a Protection Solution
Provides ID Safety Information and Account Alerts
Capital One ID Protection Ratings
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Protection
Overall Protection of your ID
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Price
How Well Are They Priced
Included -
Member Services
Customer Care & Support
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Recovery Package
ID Theft Coverage
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Additional Services
Credit Reports, Anti-Virus, and More
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Awards & Accolades
Achievements & Recognition
A+ BBB -
Customer Experience
What Real Customers Think
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Expert Review
What Our Experts Think
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This Review is maintained by ASR Staff
Review Last Updated :
Capital One ID Protection Review
Capital One has distinguished itself in the public eye for being generous with the rewards they offer with their credit cards, clever advertising and good customer service. They promote general awareness in terms of what’s happening with credit both today and tomorrow, and they place a heavy emphasis on using your devices to bank responsibly. While they don’t offer a specific plan for identity theft, they do have a number of safeguards in place to prevent credit card theft and give tips for how customers can better protect themselves.
What We Like 
It’s clear Capital One has its act together when it comes to promotion, and their relevant and timely content on the website is a really good start. They offer information about just how susceptible all of us are to identity theft, and how you can empower yourself to take steps against it. What we like most is that they give specific details about what they do protect their customers instead of vague promises. Their agents get annual security training, and they address their encryption standards on their page. They will verify your identity when you call before disclosing information, and continue to update their technology as often as unnecessary. Their FAQs are actually helpful, and they even have a separate section for business customers.
What We Don’t Like 
Capital One has done their homework when it comes to keeping their company and customers safe from thieves. However while Capital One benefits from catching fraud early, they will not be able to monitor medical, insurance or mail fraud. Also, as much as their tips are both timely and true, there really isn’t anything all that unique about it. The aftermath of identity theft can stretch on for months or even years, and you won’t get much help from Capital One besides help with the fraud charges. There is no insurance offered, and no help in terms of getting fraud alerts placed on your accounts.
Bottom Line
It’s always good to arm yourself with as much knowledge as possible when it comes identity theft. It can give you the motivation to be more careful with data, and make you more aware in general of the dangers out there. Capital One seems to have their act together when it comes to providing accurate information on their website, but we recommend getting a plan that goes beyond just relying on your chosen credit card company. If you want real help, you should choose a proven identity protection company and an organization who has experience with restoring credit and identity back to the original status.